FAQ

How long does it take to receive funds?

Once all required documentation is received and verified, funds can be deposited as soon as the next business day.

If I am approved, how do I receive my funds?

If approved, Argon will wire the funds to your account via an ACH (Automated Clearing House) transfer.

From which Credit Bureaus do you pull my information?

We can pull from any or all of the three major Credit Bureaus: TransUnion, Equifax, or Experian.

Where is Argon located?

We are located in downtown Chicago. Please reference our contact page for more details.

How can I contact Argon?

You can call us at (800) 414-0063 or email us at support@argoncredit.com. Please reference our contact page for more details.

What is the interest rate Argon charges for its loans?

Please see our rates & terms page for more details.

How long can I take to pay back a loan?

Depending on the state you reside in and your credit rating, your loan term can range anywhere from two to five years. However, Argon allows you to pay off your loan early with no prepayment penalty if you choose to do so.

Is Argon a licensed company?

Yes. Argon is licensed in Alabama, California, Georgia, Illinois, Missouri, New Mexico, and Utah.

What are your hours of operation?

We are open from 8am-8pm CST. The Argon application is accesible online 24 hours a day at apply.argoncredit.com.

What type of loans does Argon offer?

Argon offers fixed-payment personal installment loans with simple interest and scheduled amortization.

How do I submit an application?

Applications can be completed online at apply.argoncredit.com.

What if I cannot make my payment?

Contact our Billing Department at (888) 313-4847 as soon as possible to speak to one of our Payment Specialists.

What kind of company is Argon?

Argon is a lender that is engineered for fast cash. Our goal is to provide creditworthy clients with access to cash for quick payments. Argon's loans are faster than banks, more flexible than credit cards, and personalized to fit your financial needs.

Where can I use Argon's cash?

Anywhere that will accept a check or cash. We deposit funds directly into your bank account so that you can use the money how you see fit.

How can I close my account?

If you have made your final payment, your account will be automatically closed. If you would like to pay off your loan early, final payoffs can be made through a certified check from your bank. Please contact our Billing Department at (888) 313-4847 to request a final payoff amount.